User API
Account management: check balance and initiate direct settlements (payouts).
Get Balance
Returns the user's current account balance.
Direct Settlement (Payout)
Send money directly to a partner. Requires special dpay staff verification. Each payout costs 0.20 PLN (bank commission, no dpay commission). The fee is waived when the `DigitalPayments-PSP-Offer: DIRECT_NO_FEE` header is sent (subject to your agreement with dpay).